- How to take a laptop or computer in installments without overpayments in any store without leaving...
- From all these delays, if you wish to buy a laptop or computer in any store by installments or credit, you can free yourself:
- The rating of the most profitable credit cards and installment cards currently includes:
- Features cards:
- Learn detailed conditions and apply for a Home Credit Bank card
How to take a laptop or computer in installments without overpayments in any store without leaving home?
Today, many trade organizations offer the sale of laptops, personal computers, and other gadgets to the consumer as part of installment payment or credit. However, when buying the goods we need, each store sets its own specific conditions, which it is simply not possible not to adhere to, if you want to make a purchase.
In addition, installments or credit for computer equipment may not approve, and it happens quite often. Reasons for refusing to purchase equipment with a payment delay, as a rule, the seller does not name.
And what to do if you need a laptop now and now, but there is no money to buy it right away, but they refuse to pay you in installments or credit?
It turns out who wants, he will achieve, and who is looking for, he will always find!
In order to purchase one or another product, by installments without overpayments, it is not at all necessary to go to salons and try to arrange all this with them.
The fact is that any seller, in the sale of goods by installments or credit, in one way or another involves some kind of banking system, which, in fact, is freely available to each of us.
In addition, in stores, when buying a laptop or computer in installments or a loan, we inevitably must submit to such store conditions as:
- The cost of the goods (often, especially in the case of pseudo installments, it can be seriously overestimated)
- A package of documents arranged by the store , work experience, wages, and so on
- Payment deadlines set by the store (as a rule, no one cares what day of the month it would be convenient to pay you)
- No one guarantees you the approval of the application , although it will take as much time as if you were sure that the loan or installment plan would be approved
From all these delays, if you wish to buy a laptop or computer in any store by installments or credit, you can free yourself:
- The product can be selected in any store, at a price that suits you (you will not pay extra money to the store)
- You can get the thing you need on credit or installments at any time that suits you , by calculating the timing of payments for the dates of the month that are suitable for you
- To apply , you can choose any amount and any convenient time of day . With that, it can be done without leaving home.
- At the end of the payments, if necessary, you can again buy any product in any store at the price that suits you on credit or in installments without overpayments
So how is this possible? How to buy any laptop in installments or credit without leaving home?
Everything is quite simple - the very installments, and loans that are offered by any stores and retail chains, as intermediaries, can be received with live or electronic money, without any mediation or restrictions.
- draw up a credit card or installment card (no overpayments)
- pick up your card (some banks send it by mail to the house)
- Choose and purchase any product in any store at the price you like.
The rating of the most profitable credit cards and installment cards currently includes:
Credit card Tinkoff Bank and is one of the most popular credit cards in Russia. This is due to the fact that it can be ordered via the Internet and without a certificate of employment. Unlike other cards, Tinkoff Bank card You will receive in 2-3 days by courier to your home.
But besides the convenience of the card, there are several undoubted advantages on the card that make it the most profitable credit card.
First of all, this is the Bravo bonus program, which allows you to receive bonuses for your purchases of up to 30% on special offers that can be seen in the Internet and mobile bank. These are, for example, large online stores, well-known chains of cafes and restaurants, popular services for ordering air and railway tickets and much more. Any other cashback purchases will be 1%.
Secondly, if you have a debt on a credit card in another bank, and you decided to issue map to Tinkoff , then you can transfer your debt from another bank to Tinkoff. The service is called "balance transfer" . When transferring debt from another bank, you will receive a grace period of 120 days for this transferred debt. That is, within 4 months interest will not be charged. This is a unique service that is available only in Tinkoff Bank .
Learn detailed conditions and apply for a Tinkoff card
- To art It is accepted absolutely worldwide wherever there is a payment terminal for accepting bank cards, as well as on the Internet.
- Installment card produced by VISA MPS in the CLASSIC category.
- By default, the card is not the same with the chip and technology PayWave. The microchip on the card makes it safer, and the contactless payment technology PayWave - convenient. You can also order a nominal plastic for free.
- Unfortunately, at the moment this card, like other Home cards, cannot be tied to Android Pay, Samsung Pay and Apple Pay.
- The card can not withdraw cash at ATMs and bank cash desks. It is designed strictly for cashless payment of goods and services.
- You can repay card debt at any time without a commission and a moratorium. That is, it is not necessary to pull 3 months.
- The card is issued without certificates of income, collateral and guarantors.
- Relatively recently, there was also a network of partners of the bank , where there is a longer installment plan for purchases with a card up to 12 months.
Learn detailed conditions and apply for a Home Credit Bank card
Have you ever made an installment purchase? For example. on the action in M.Video or Eldorado. When making such installments, which are processed through the bank, very often credit specialists “push in” supposedly compulsory life insurance .. That is, it is almost impossible to issue “bare” installments. There will still be an overpayment.
And then there were credit cards that allow you to buy goods and pay for services from card partners in installments up to 12 months. For example, to buy a refrigerator in a hardware store in installments, you do not need a loan officer. You simply choose a product, go to the cashier and pay with your installment card with your card. And then pay in installments on the card. Without any imposed insurance and the like. The savings here are substantial, as if you were making out the goods in a standard way, you would have paid a tidy sum for the imposed bank insurance. In Russia now only 1 bank issues such advantageous credit cards by installments.
The Halvah card from SovcomBank allows you to purchase more than 20 million items and services from partners of the bank in installments up to 12 months. A card with a credit limit of 5 to 350 thousand rubles without annual service and payment for issue. For registration, you only need to leave an online application form, and after approval the card will be brought to your home.
In addition, in order to receive a card, it is enough to fill in an online application form and after approval, get a card at any branch of Sovcombank or by courier. The card is not personalized and is issued immediately. For registration you need only a passport. You can use both debit and credit.
Learn more and arrange a card "Halva" from SovcombankAnd what to do if you need a laptop now and now, but there is no money to buy it right away, but they refuse to pay you in installments or credit?
How to buy any laptop in installments or credit without leaving home?